Free Cell Phones With Bad Credit
So what do you do if you want to get free cell phones with bad credit? If you have found this article, you have probably already been to the store and aren’t able to get cell phones. Getting denied because of credit problems can be super embarrassing and sucks on tons of different levels. Some of the time they will straight up tell you no, or they will make you pay more than you would have to pay if you had better credit.
Can You Really Get Free Cell Phones With Bad Credit?
Yes, you can get a free cell phone still but you may have to give your provider a security deposit. Here’s what the different companies will do:
Verizon will probably ask you for a $400 security deposit if you have bad credit. They will pay this back to you after about a year by giving your account a $400 credit. This means that you won’t have to pay your bill for a while. So, basically it will take you about $18 months before your phone becomes truly free. Oh yeah, and if you pay your bill late a single time the deal’s off. Verizon will keep your deposit.
Sprint handles this in about the same way, except their deposits are usually only about $125. They will usually cut you a check after a year if you pay all of your bills on time.
T-Mobile will charge you up to $500 for your deposit if you have bad credit. Again, it takes a year to get it back.
Overall, getting free cell phone with bad credit takes a lot of time - at least one year. Most people that have bad credit struggle to pay their bills on time and for this reason aren’t ever able to get a truly free cell phone. They will put down a $400 security deposit and then will lose it because of laziness. If you fall in this category make sure to pay your cell phone bill on time and that way, next time you won’t be looking for cell phones for bad credit.
Most of these companies are pretty cool in that once you have maintained a few years with a ‘cell phones bad credit’ plan, you build a sort of credit with them. You may have bad credit, but since you have proven to them that you can trust them, they will allow you to get a full credit line in the future.